Ohio Capital Mortgage offers a variety of loan programs to meet your needs. We work with the leading banks in the industry. We provide all government loan programs including FHA/VA/USDA and 203k.  We can offer FHA financing with scores down to 580.  We offer FHA streamline, cash out to 85%, and can combine 1st and 2nd mortgages to 97.75% LTV.  VA: Purchase Loans, I.R.R.L, and  cash out 90%. Conventional Products: Scores down to 620 HARP - Approving today without appraisal needed. Conventional purchase with 3% and 5% down with no MI.  We have jumbo loan programs wtih excellent pricing to 80% LTV.

USDA Loans - 0% Down
VA Loans- 0% Down
FHA Loans- 3.5% Down
Conventional Loans- 3-5% Down with our without PMI

For our Refinance Clients- We have the Harp 2 loans available where you are able to refinance your home with no equity at current market rates. This program is to assist and reward homeowners who have made their payments on time for the last 12 months that has lost any equity they previously had. Most times this program will require no appraisal. This program is only available for a limited time!

Also in our local area down payment assistance is available as well. Offering the buyer up to $4000 in down payment assistance and $2000 assistance with closing costs. This typically gets our homeowners in the home with no money down as well. Call for more details.

Ohio Capital Mortgage